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 Fed up with paying £400 on car insurance!

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*Vikki*

*Vikki*

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Fed up with paying £400 on car insurance! Vide
PostSubject: Fed up with paying £400 on car insurance!   Fed up with paying £400 on car insurance! Empty14th April 2010, 13:02

Hi all, any idea what mod friendly car insurance brokers can I try for a better quote?

Tried Greenlight and A plan. Both around 5 to 600 mark

Adrian Flux seem to be the cheapest at around £380 last year. Renewal is up 01/06/10 so starting to look around now as I want to try and get it cheaper as I know cheeky AF will put it up by £30

I am 24 years old. 7yrs NCD, no accidents, no points, never been refused insurance. Only access to one car. 6 thousand miles a year. Civil servant. Car kept in garage at night, secure work car park during day. I want fully comp insurance. Like for like mod replacement.

Don't want break down cover or a curtsey car or protected no claims.

Mods on my Jan 2004 BMW 1.6 MINI ONE, owned since 19/06/04: SALT pack, MINI alarm.

(1) BMW MINI body kit with BMW MINI aero kit spoiler

(2) BMW MINI John Cooper works seats front and rear

(3) JCW steering wheel.

(4) BMW MINI BBS R90 alloy wheels 17 inch

(5) MINI Mania panel filter/box

(6) JCW front brakes

(7) MINI spot lamps x2

(8) JCW shift light

(9) Play MINI stainless steel exhaust

(10) MINI COOPER S pedal set

(11) JCW door sills

(12) omp upper strut brace

(13) MINI mania ultrick cold air intake

(14) chili red mirror caps and boot lid handle

(15) mini clear bobble lights, side repeaters and front indicatiors

(16) BMW MINI gauge set
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PhilK
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PhilK

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Fed up with paying £400 on car insurance! Vide
PostSubject: Re: Fed up with paying £400 on car insurance!   Fed up with paying £400 on car insurance! Empty14th April 2010, 13:12

With that list of Mods, I wouldn't reccomend Zurich. I had a battle to allow my WebSpokes on as they only allow Manufacturer options, no modifications. They conceeded as I could have ordered the webspokes on the car as an option, that they would be covered on the car.

I struggled to find a quote below £400 for my standard specced Dooper, most coming in at £6-800 pounds for 27 y/o, 9 yr no claims, access to 2 other cars, clerical railway staff, kept on driveway in KT19.

When I was looking to leave Zurich (who quoted £406), Greenlight quoted me £470. Moley seems to have found someone worth trying, I saw him post on tM about it.
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*Vikki*

*Vikki*

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Fed up with paying £400 on car insurance! Vide
PostSubject: Re: Fed up with paying £400 on car insurance!   Fed up with paying £400 on car insurance! Empty14th April 2010, 13:18

Thanks, sorry off topic, your webspokes look brilliant on your MINI, any more pics of it on here?

Hope moley can post which one he used: Smile
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PhilK
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Fed up with paying £400 on car insurance! Vide
PostSubject: Re: Fed up with paying £400 on car insurance!   Fed up with paying £400 on car insurance! Empty14th April 2010, 13:21

He posted it on here too, in this thread:
https://surreynewmini.forumotion.com/newbies-f4/newbie-from-pyrford-west-byfleet-t1409-60.htm#50293.

Cheers for the comments on the wheels, I put my pics up in Cooper Dave's gallery thread here:
https://surreynewmini.forumotion.com/u-z-f31/weebo15-cooper-dave-t1216-30.htm
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Moleatrude
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Moleatrude

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Fed up with paying £400 on car insurance! Vide
PostSubject: Re: Fed up with paying £400 on car insurance!   Fed up with paying £400 on car insurance! Empty14th April 2010, 13:30

This is the 3rd time today I have suggested this! www.keithmichaels.co.uk - Quoted me happy on a modded car!

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Mini S Mad
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Fed up with paying £400 on car insurance! Vide
PostSubject: Re: Fed up with paying £400 on car insurance!   Fed up with paying £400 on car insurance! Empty14th April 2010, 13:32

Think u may struggle Hun unless anyone else knows of anywhere. I am paying just under £500 for chilli with A.flux. I was with Quinn before but they didn't like mods & wanted just under £800 but lower excess.
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*Vikki*

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Fed up with paying £400 on car insurance! Vide
PostSubject: Re: Fed up with paying £400 on car insurance!   Fed up with paying £400 on car insurance! Empty14th April 2010, 13:47

Moleatrude wrote:
This is the 3rd time today I have suggested this! www.keithmichaels.co.uk - Quoted me happy on a modded car!

I let the guy know which club I called from as he wanted to know. He couldnt beat Adrian Flux price though :9 cheapest around £500 mark Sad Shame.
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*Vikki*

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Fed up with paying £400 on car insurance! Vide
PostSubject: Re: Fed up with paying £400 on car insurance!   Fed up with paying £400 on car insurance! Empty14th April 2010, 13:52

Mini S Mad wrote:
Think u may struggle Hun unless anyone else knows of anywhere. I am paying just under £500 for chilli with A.flux. I was with Quinn before but they didn't like mods & wanted just under £800 but lower excess.

Yours is only £100 more than mine which doesnt make sense to me! Sad
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*Vikki*

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Fed up with paying £400 on car insurance! Vide
PostSubject: Re: Fed up with paying £400 on car insurance!   Fed up with paying £400 on car insurance! Empty14th April 2010, 14:05

Can't get through to Chris Knox! Ghrr Been trying all day. I noticed they only live down the road from me! Handy!

Chris Knott Insurance‎
Write a review -
5th Floor, Cavendish House, Breeds Place
Hastings, East Sussex TN34 3AA
0800 917 2274chrisknott.co.uk‎
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vickietots
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Fed up with paying £400 on car insurance! Vide
PostSubject: Re: Fed up with paying £400 on car insurance!   Fed up with paying £400 on car insurance! Empty14th April 2010, 14:25

Well insurance has gone up in general. Even my parents has gone up. Mine has gone up to almost £700 with the new Clubbie, it was £500 with Jack. So assuming a mixture of a higher value car and general insurance increase. I am almost 31 and have 8+ protected NCB. No points, parked on driveway, but there was a claim in 2008, so that will affect it.

Sometimes being with the same insurance company helps as they know your background. AF doubled the quote from Greenlight.

I had the same issue with my Clio 172. I was with Direct Line and I got a renewal quote through from DL for just over £750, rang round to see if I could beat it and some insurance companies wouldn't even touch me or wanted to charge me £2000!!! I was 23 almost 24 at the time and was a bit gobsmacked! So needless to say I stayed with DL!!
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*Vikki*

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Fed up with paying £400 on car insurance! Vide
PostSubject: Re: Fed up with paying £400 on car insurance!   Fed up with paying £400 on car insurance! Empty14th April 2010, 14:47

Chris knott: 0800 917 2274 . Quote ref 683 for free £10 highstreet voucher.

£359.99 one payment
With highway insurance
legal cover
£450 excess.
£10 highstreet voucher
Very good on the phone
Only in Hastings so up the road from me.

Just finished speaking with these guys am very pleased with how they dealt with me. Have a price I am happy with. So of Adrian Flux cannot beat it or match I shall be going with Chris Knott.
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Davyboy
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Fed up with paying £400 on car insurance! Vide
PostSubject: Re: Fed up with paying £400 on car insurance!   Fed up with paying £400 on car insurance! Empty14th April 2010, 17:41

My Clubbie S was £250 comp, ins & spouse £100 excess, protected, hire car etc etc

More Than Very Happy

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inked

inked

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Fed up with paying £400 on car insurance! Vide
PostSubject: Re: Fed up with paying £400 on car insurance!   Fed up with paying £400 on car insurance! Empty31st December 2011, 17:27

Dave your proberly an old git who smokes a pipe
I went to Sainsbury
Me + misses fully comp £270 with all the add-ons
Every little helps!
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Davyboy
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Fed up with paying £400 on car insurance! Vide
PostSubject: Re: Fed up with paying £400 on car insurance!   Fed up with paying £400 on car insurance! Empty31st December 2011, 18:12

Gave the pipe up as stained the headlining lol!

Paid £300 the other day for the JCW Very Happy

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Fed up with paying £400 on car insurance! Vide
PostSubject: Re: Fed up with paying £400 on car insurance!   Fed up with paying £400 on car insurance! Empty1st January 2012, 17:09

£400 is cheap at 24 Vikki!
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Davyboy
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Fed up with paying £400 on car insurance! Vide
PostSubject: Re: Fed up with paying £400 on car insurance!   Fed up with paying £400 on car insurance! Empty1st January 2012, 17:39

Just noticed this thread is nearly 2 years old so guess most in here have changed cars, insurance companies and most likely totally different premiums Wink Very Happy

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*Vikki*

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Fed up with paying £400 on car insurance! Vide
PostSubject: Re: Fed up with paying £400 on car insurance!   Fed up with paying £400 on car insurance! Empty1st January 2012, 18:14

I pay £370 now for a cooper S! Still think thats steep! lol
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MiniMadness

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Fed up with paying £400 on car insurance! Vide
PostSubject: Re: Fed up with paying £400 on car insurance!   Fed up with paying £400 on car insurance! Empty1st January 2012, 18:58

Vikki my dad doesnt own a MINI but owns a Newish Vauxhall Corsa with 9 years no claim, Clean license, He is paying that little bit more than you.. £370 isnt steep i wish mine was that cheap
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Solarin
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Fed up with paying £400 on car insurance! Vide
PostSubject: Re: Fed up with paying £400 on car insurance!   Fed up with paying £400 on car insurance! Empty1st January 2012, 19:05

*Vikki* wrote:
I pay £370 now for a cooper S! Still think thats steep! lol

That is pretty damn good, I wouldn't be complaining at all at that, my sister is paying as much for her Cooper Wink Maybe we could swap, I'll pay your insurance, and you can pay mine? Laughing hehe
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Davyboy
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Fed up with paying £400 on car insurance! Vide
PostSubject: Re: Fed up with paying £400 on car insurance!   Fed up with paying £400 on car insurance! Empty1st January 2012, 21:19

It does pay to shop around......

Just saved £120 of my daughters renewal...... Smile

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PhilK
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Fed up with paying £400 on car insurance! Vide
PostSubject: Re: Fed up with paying £400 on car insurance!   Fed up with paying £400 on car insurance! Empty2nd January 2012, 13:24

*Vikki* wrote:
I pay £370 now for a cooper S! Still think thats steep! lol


I'd kill for that Vikki - mine's just renewed at £529!
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Sarah
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Fed up with paying £400 on car insurance! Vide
PostSubject: Re: Fed up with paying £400 on car insurance!   Fed up with paying £400 on car insurance! Empty3rd January 2012, 20:12

*Vikki* wrote:
I pay £370 now for a cooper S! Still think thats steep! lol

WHAT?!?! Mine is waaaaay more than that!!
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Fed up with paying £400 on car insurance! Vide
PostSubject: Re: Fed up with paying £400 on car insurance!   Fed up with paying £400 on car insurance! Empty3rd January 2012, 20:29

£226 for a Cooper Clubman D ... but I wil be in the depths of depression when my daughter turns 17 in June and wants to learn to drive and I have to find insurance for her!!!!! Crying or Very sad pale
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Fed up with paying £400 on car insurance! Vide
PostSubject: Re: Fed up with paying £400 on car insurance!   Fed up with paying £400 on car insurance! Empty3rd January 2012, 20:53

millbrookmini wrote:
£226 for a Cooper Clubman D ... but I wil be in the depths of depression when my daughter turns 17 in June and wants to learn to drive and I have to find insurance for her!!!!! Crying or Very sad pale

Patrick mine's only £300 Very Happy

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Fed up with paying £400 on car insurance! Vide
PostSubject: Re: Fed up with paying £400 on car insurance!   Fed up with paying £400 on car insurance! Empty3rd January 2012, 22:21

Davyboy wrote:
millbrookmini wrote:
£226 for a Cooper Clubman D ... but I wil be in the depths of depression when my daughter turns 17 in June and wants to learn to drive and I have to find insurance for her!!!!! Crying or Very sad pale

Patrick mine's only £300 Very Happy


as it is not much more than mine should I get a JCW Clubbie!!
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