Location : SE London/Croydon Member Number - SnM : 365 Join date : 2012-10-10 Posts : 805 Points : 880 Reputation : 37
Subject: declaring mods on ur mini to your insurer 13th February 2013, 21:09
Hey just a quick Q, Iv just fitted an fjcw backbox and Alta induction kit. I im aware i have to tell my insurance company and was wondering how much any of use have had to pay extra on ur insurance due to mods. Iv paid my years primium in full btw
Davyboy Club & Forum Manager: Moderator
Location : Ash Vale Member Number - SnM : 007 Join date : 2009-08-12 Posts : 22807 Points : 24669 Reputation : 604
Subject: Re: declaring mods on ur mini to your insurer 13th February 2013, 21:29
My present insurer allows me to change wheels for the same size etc but any performance mods then the policy would be cancelled.....
"Life's too short not to!!"
PhilK Club Endorser 10
Location : Ewell Member Number - SnM : 073 Join date : 2010-02-04 Posts : 7113 Points : 7663 Reputation : 310
Subject: Re: declaring mods on ur mini to your insurer 13th February 2013, 21:50
Mine is a specialist broker.
My JCW back box incurred the admin fee but nothing more, but my remap did cause a raise, albeit a small one. However that was negated when it came to the renewal as it came down to less than the previous year.
GarryS Club Endorser 1
Location : East Sussex Member Number - SnM : 248 Join date : 2011-01-22 Posts : 853 Points : 940 Reputation : 51
Subject: Re: declaring mods on ur mini to your insurer 14th February 2013, 20:28
I'm with Elephant as a lot of insurers seem to have an issue with an upgraded intercooler!
The Sport CAT, lowered suspension and Re-Map didn't raise eyebrows but an Intercooler; lots of breathing through teeth!!!
Location : United Kingdom Member Number - SnM : 786 Join date : 2012-04-17 Posts : 2164 Points : 2631 Reputation : 114
Subject: Re: declaring mods on ur mini to your insurer 14th February 2013, 21:03
Recaros added £25 - Good given they cost £2500
Strut brace added £10
This is with admiral - i pay for a full year me as the main driver and i am 23